PBSA – Purpose Built Student Accommodation
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Unlock Your PBSA investment Options
Investing in Purpose-Built Student Accommodation (PBSA) can be a highly rewarding venture, given the increasing demand for affordable student accommodation across the UK, but finding the right financing solution is key to maximising your return. At The Buy to Let Broker, we’re experts in bespoke finance solutions designed specifically for PBSA investors. Whether you’re acquiring your first PBSA or expanding your portfolio, our expert broker team can connect you with tailored lending options from a wide range of lenders.
With a deep understanding of the student housing market and its unique challenges, we provide a seamless and straightforward experience to help you secure competitive rates and terms to meet your goals.
The Financial Conduct Authority does not regulate this form of mortgage. Your property may be repossessed if you do not keep up repayments on your mortgage.
Tailored Financing Solutions
We understand that no two student housing projects are the same. Our brokers take the time to understand your goals and connect you with lenders offering flexible, bespoke finance packages designed to maximise your investment return.
Access to Specialist Lenders
With a vast network of trusted, specialist lenders, we offer access to exclusive deals and financing options not available on the high street. No matter the size of your development project, we’ll help you secure competitive rates and terms.
Invest with Confidence
Navigating the complexities of PBSA finance can seem challenging, but from our comprehensive deal comparison to securing your loan, we provide transparent, personalised support so you can focus on your investment with confidence.
Get A Free PBSA Finance Quote
Packed with Expert Insights
To discuss options for your PBSA project and easily compare the latest deals from across the market, you can call us on 08009499410 or simply let us know a few details and and one our specialists will be in touch shortly.
Feefo Platinum Trusted Service Winner – 7 Years Running! ★★★★★
As with all property investments, we strongly recommend that you also seek professional tax advice.
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PBSA Finance. Simplified.
If you are considering your next PBSA investment, here’s the specific lending criteria you should be aware of:
Our service has won awards. Lots of them.
Our mission is to deliver award-winning service to landlords across the UK, so we’re super proud to been recognised with a whole host of awards in Mortgage Strategy’s Best Broker for Buy-to-Let in 2022!
Develop Your PBSA Property Portfolio
You may be an experienced developer looking to expand into PBSA Investment as Purpose-built student accommodation (PBSA) is a growing investment sector, underpinned by the strong international reputation of UK universities and the consistent demand for high-quality student housing. PBSA financing involves various options tailored to developers’ needs, such as development finance, mezzanine funding, or joint ventures, often covering up to 90% of loan-to-cost (LTC) or 75% of loan-to-gross development value (LTGDV). Key considerations include location (proximity to top universities or vibrant campuses), operational models (nomination agreements with universities versus direct lets), and the developer’s experience, as timely project delivery is critical in this sector.
Choosing The Buy to Let Broker for your PBSA finance offers a distinct advantage in accessing a wide network of both high street and specialist lenders. This extensive network allows you to secure tailored financial products specifically designed for PBSA investments, ensuring you get the most competitive terms for your needs. Our team of experts bring a deep understanding of the student accommodation market to the table, offering you bespoke guidance that accounts for market trends and regulatory requirements, giving you confidence as you move forward with your investment.
Additionally, we have strong relationships with lenders, providing you with access to exclusive finance products that might not be available through traditional channels, often resulting in more favourable terms.
For larger or more complex transactions, our team’s experience with high-value deals ensures that even the most intricate finance requirements are met with ease. From the initial quote to completion, you’ll have a dedicated broker guiding you each step of the way, ensuring a seamless and straightforward process.
It is important to remember that PBSA investments typically deliver lower yields compared to other development ventures, like traditional HMOs, as its stabilised income stream reflects a lower risk profile. This trade-off stems from the reliable revenue generated by long-term tenancy agreements and consistent occupancy levels.
Maximise Your PBSA Investments With Industry Insights
Here are even more reasons why you should consider using a specialist broker for your next PBSA investment.
How we may be able to help:
You’ll get expert guidance with the human touch.
You’ll always get the real cost of a deal including payments and fees over a specific period, not just the initial rate.
We work with a wide range of high street and specialist lenders and worked with over 60 lenders last year.
As experts in the property finance sector, even if you have complex needs, we’re here to help.
Quick, easy, hassle-free student accommodation development finance as we do all of the admin
We’re highly recommended – so far we’ve received over 1400 5* reviews on feefo.com
Your investment could benefit from our intricate knowledge of PBSA criteria, portfolio landlord, PRA regulation, limited company structures and HMO criteria.
Through us, you may be able to access exclusive products which aren’t available to you directly.
You can get a no-obligation Development Finance quote packed with industry insights.
You can get access to lender credit committees for larger deal sign-off exceptions.
Tailored developer support – you’ll get a dedicated mortgage broker to support your application from quote to completion, as well as the full support of our experienced case management team.
Get A Quick Free Quote With The Latest PBSA Rates
Discover Why We’re Rated 5/5 by Investors & Landlords on Feefo
We work quickly and efficiently so you can compare student housing deals from a wide range of lenders and get a free quote. Get in touch today or chat with a property finance adviser on 08009499410.
🔒 To understand how we securely handle and hold your info, see our privacy policy here.
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IMPORTANT INFO
Rental income can impact your tax so we strongly recommend that you get in touch with a trusted tax adviser before committing to any investment property. The HMRC Revenue and Customs website is also a welcome source of info.
Just like your home, your investment property may be repossessed if you do not keep up payments on your mortgage.
