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Buy to Let Mortgages

Buy to Let Mortgages

⭑⭑⭑⭑⭑ Top Rated Award-Winning Mortgage Broker

Discover The Latest Buy to Let Rates from 2.79%

Many vanilla mortgage advisers have navigated away from buy to let over the last 7 or so years.  We’ve embraced the complexity and continue to deliver for landlords nationwide every day.

Talk with one of our proven buy to let professionals to get the latest buy-to-let deals bespoke to you, including exclusive rates, not available direct.

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The Buy to Let Broker Buy to let Mortgages

Buy to Let Mastery

Our buy-to-let experts understand the mortgage market and have in-depth knowledge from years of experience in dealing with landlords across the UK.  Discover the best bespoke schemes for you.

Seamless Lender Comparison

With us, we’ll justify our recommendations and let you get the most from our expert market insight, you get access to exclusive and semi-exclusive deals too.

Unlock Your Free Quotes

Get your free no-obligation quotes to find out what you can save, we’ll easily compare buy-to-let rates and get a breakdown of costs and your savings.

Fresh Buy to Let Financing Options

You could be eligible for rates such as:

We ran a search to look at some of the best available rates in the market right now at a low loan-to-value (LTV).  Of course, there are many ways in which we can look at new schemes for your bespoke situation, for example ‘total cost’ over the benefit period accounting for rate and fees.  Please talk to us for a tailored illustration for your own requirements.

2-Year FIXED

3.06%

APRC - 9.6%
Subject to Eligibility
Get in touch for a bespoke quote
Learn more
Rates correct as of 07/01/2024. Representative example: An interest-only mortgage of £125,000 payable over 15 years, initially on a fixed rate of 3.06% for 2 years. Following this a variable rate of currently 9.75% for the remaining term. This would require 24 monthly payments of £318.75. 156 monthly payments of £1,015.62. The total costs payable for the full term would be £176,196.72, made up of the interest plus £8,750 (Product Fee), £150.00 (Application Fee), £650 (Valuation Fee), £25.00 (Telegraphic Transfer Fee), £350.00 (Conveyancing Fee), Deeds Release Fee of £95.00 and Mortgage Exit Administration Fee of £90.00. The initial loan amount of £125,000 will be payable at the end of the loan term. The overall cost for comparison is 9.6% APRC representative.

5-Year FIXED

3.96%

APRC - 8.9%
Subject to Eligibility
Get in touch for a bespoke quote
Learn more
Rates correct as of 08/01/2024. Representative example: An interest-only mortgage of £125,000 payable over 15 years, initially on a fixed rate of 3.96% for 5 years. Following this a variable rate of currently 10.24% for the remaining term. This would require 60 monthly payments of £495.00, followed by 120 monthly payments of £1,280.00 The total costs payable over the full term would be £200,120, made up of the interest plus £14,985.00 (Lender Fee), £180.00 (Application Fee), £695.00 (Valuation Fee), £35.00 (CHAPS Fee), £175.00 (Mortgage Exit Fee) and £750.00 (Conveyancing Fee). The initial loan amount of £125,000 will be payable at the end of the loan term. The overall cost for comparison is 8.9% APRC representative.

WARNING – We have hundreds more schemes for you to consider.  These are just a couple of the products currently available, it’s highly likely that we are able to improve upon the above examples. Chat to one of the team to discover what rates are available to you that also suit the property you are looking to finance.

Chat to a mortgage specialist on 08009499410

Get A Free Buy to Let Mortgage Quote
Packed with Expert Insights

To discuss your mortgage finance options and compare the latest buy to let mortgages from across the market, you can call us on 08009499410 or simply let us know a few details and and one our expert mortgage advisers will be in touch shortly.

The Buy to Let Broker Tom, Louise and Matt

Feefo Platinum Trusted Service Winner 2020, 2021, 2022, 2023 & 2024 ⭑⭑⭑⭑⭑

As with all buy-to-let investments, we strongly recommend that you also seek professional tax advice.

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Get Expert Insights On Buy to Let Mortgages

Here are just some of the reasons why you should consider a buy to let mortgage through us for your next investment:

Portfolio landlords with larger numbers welcome.
Interest-only and flexible lending terms available. We'll pinpoint a deal to suit your needs.
Discover deals suited to long term sustainability.
We can help you compare consumer buy to let deals.
Larger buy-to-let loans may be possible with ‘topslicing’ for wealthier borrowers. Affordability based mortgages for larger loans.
Joint borrower and sole proprietor options for tax efficiency.
Mortgage options for non-homeowners. Plus, schemes for first-time landlords available.
Guaranteed rental schemes allowable.
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The Buy to Let Broker Mortgage Awards

Our service has won awards. Lots of them.

Our mission is to deliver award-winning service to landlords across the UK, so we’re super proud to been recognised with a whole host of awards in Mortgage Strategy’s Best Broker for Buy-to-Let in 2022!

Interactive Mortgage Calculator

We know your time is valuable, so we just need a quick chat to get some more details about what you really need. Your dedicated mortgage broker will then scour the market using the latest software and all of our contacts to identify a suitable deal. We work with a wide range of lenders including BM Solutions, The Mortgager Lender, Barclays, Nationwide, Natwest and The Mortgage Works to name just a few.

If a buy to let mortgage sounds like the right thing for you, you can have a play with our mortgage affordability calculator. This will show you some of the latest buy to let rates available but we definitely recommend that you get in touch with our advisers to see if our in-depth market knowledge can help you save.

Results generated by Twenty7tec Mortgage Sourcing.These figures are only illustrative. All mortgages are subject to the applicant(s) meeting the eligibility of the specific lender. An assessment of your needs will be confirmed before a recommendation can be made.

The Buy to let Broker Alarm

Looking to remortgage straight away?

If you are looking to refinance a property that you purchased less than 12 months ago, we may be able to help you release the funds you need with a day one remortgage.

It is well known that many lenders require you to have owned a property for a minimum of six to 12 months, but you may not have to wait.

Although only available through a limited number of lenders, our mortgage experts have the contacts and know-how to help identify suitable options for your portfolio to avoid unnecessary delays and allow you to release the cash you need, when you need it.

Real People. Real Results.

Feefo Trusted Service Winner – 7 Years Running ⭑⭑⭑⭑⭑

Buy to Let Made Easier With Industry Insights

The Buy to Let Broker BTL Specialist Rachel Fairclough
The sentence we hear the most from potential new clients like you?  “My normal mortgage broker doesn’t do…”

It could be dealing with portfolio landlords effectively, limited company mortgages, HMOs – or even just stock standard buy-to-let.  You see, the buy-to-let mortgage game is considerably more specialist and niche than ever before, even more so given global events in 2020 and 2021…

Despite the mass of regulatory and governmental changes and a totally different landscape now than before, the market is extremely buoyant right now and those brokers who have adapted to the new norm despite the commercial augmentation, are finding they really can make the difference.

At The Buy to Let Broker, we love to hear from larger portfolio landlords with complex transactions to get our heads into problem-solving. We’re experts in transactions from £250k upwards and we love a challenge.  It’s no coincidence that our team of advisers have spent the last few years forging strong relationships with key personnel within high street and specialist lenders, working together to help shape the market, which in turn can help mitigate barriers for you as a portfolio landlord.

Without any question or quibble, you need solid, decisive guidance which enables you to understand every aspect of the mortgage world and to be able to converse and collaborate with a broker who intrinsically knows the buy-to-let market and how to use the lenders at our disposal effectively – to your advantage.

Our high net worth (HNW) clients are dotted around the UK and have seen first-hand how we’ve tackled their funding requirements for nearly a decade, so please feel free to pick up the phone and have that first easy-going chat!

For a chat about the value we can add to you from a funding perspective, call us on 08009499410

Real Relationships, Not Robots

Here are even more reasons why you should consider using a buy to let broker for your next investment.

How we may be able to help:

You’ll get expert guidance with the human touch.

You’ll always get the real cost of a deal including payments and fees over a specific period, not just the initial rate.

We work with a wide range of buy to let lenders and worked with over 60 lenders last year.

As experts in the buy-to-let sector, even if you have complex needs, we’re here to help.

Quick, easy, hassle-free lending as we do all of the admin

We’re highly recommended – so far we’ve received over 900 5* reviews on feefo.com

Your investment could benefit from our intricate knowledge of buy to let criteria, portfolio landlordPRA regulation, limited company structures and HMO criteria.

Through us, you may be able to access semi-exclusive & exclusive products which aren’t available to you direct.

You can get a free no-obligation mortgage quote, packed with industry insights.

You can get access to lender credit committees for larger deal sign-off exceptions.

Secure larger loans – we have access to an array of affordability and top-slicing based loans to push lending limits.

Tailored mortgage support – you’ll get a dedicated mortgage broker to support your application from quote to completion.

Get A Quick Free Quote With The Latest Buy to Let Rates

Discover Why We’re Rated 5/5 by Landlords

We work quickly and efficiently so you can compare buy-to-let mortgage deals from a wide range of lenders and get a free quote. You can also chat with a mortgage advisers on 08009499410.

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IMPORTANT INFO

Rental income can impact your tax so we strongly recommend that you get in touch with a trusted tax adviser before committing to a buy to let property. The HMRC Revenue and Customs website is also a welcome source of info.

Just like your home, your buy to let property may be repossessed if you do not keep up payments on your mortgage.

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