🏡 Open 9am - 5:30pm Mon - Fri

How Our Mortgages Work

How Our Mortgages Work

Getting a buy to let mortgage shouldn’t be hard, there we said it.

We know there are so many things to consider – what loan-to-value (LTV) can you get? Which mortgage lender has the most competitive rate right now? What is the maximum you can borrow?

BUT we also know how precious your time is, so we’re here to make it easier and quicker for you to get the mortgage that suits your needs.

Starting with one easy phone call, you can stop searching and compare 1000s of mortgages in one and best yet we’ll do it all for you. Sound good? Here are our 4 easy steps to getting a mortgage with us.

The Buy to Let Broker Mobile Reviews 2024

1. It All Starts With A Chat

You are unique, so we take the time to fully understand exactly what you are looking for and what the perfect mortgage looks like to you. This usually takes just a few minutes and you’ll chat to one of our friendly fully qualified mortgage specialists, so you get all of our expertise from the off.

Time: just a few minutes

The Buy to Let Broker Mortgage Process
Mortgage Process comparison

2. Compare Deals

Once we know exactly what you are looking for, we get to work. You’ll have a dedicated mortgage broker, and the full support of our case management team, searching and comparing a hug range of mortgages to pinpoint the finest available selection for you.

Not only that, we’ll go beyond the figures and speak directly to potential lenders to ensure their funding criteria meets all of your needs. This pre-submission due diligence helps mitigate any unnecessary delays or nasty surprises further down the process.

Even if you have more complex financial needs, we’ll try to find a solution. Our advisers have in-depth market knowledge about buy to let, limited company mortgages, remortgages, HMOs, complex portfolio structures, £1m+ lending, portfolio incorporation and  multi-unit freehold block.

We work with a wide range of lenders across the market including high street and specialists.

You should also know, our credit checks won’t impact your credit score.

Time: straight after your call

3. Get A Free Quote

You’ll receive your free quote with all of our industry insights and expert guidance typically within a few hours. As we’ve done all of the legwork, you can be confident that these mortgage deals suit your property and portfolio.

If you do have any further questions though, that’s no problem at all. Your mortgage broker or case manager will be on hand to help. Getting the right mortgage is so important so you should know that all of our initial quotes come with no obligation, only when you are 100% happy will we progress the application. 

Time: generally within a couple of hours 

The Buy to Let Broker Free Mortgage Quote
The Buy to let Broker Get in Touch

4. Completion

Now that you have found a mortgage that you are happy with, we’ll handle the process from application to mortgage offer to completion, which includes managing all of the boring paperwork and liaising with the estate agents, solicitors and vendors. Your mortgage broker will also keep you regularly updated, so you know exactly where you are at all times.

If you need to send us any documents, you can do that securely with our online portal, which takes only a few mins.

Time: this will depend on the complexity of your mortgage 

Still Got Questions? Get The Answers You Need

Want To Know More About Buy to Let Mortgages?

You can speak to one of our mortgage advisers by calling us on 08009499410 or to make it even easier, if you let us know your contact details below, we will respond as soon as possible.

The Buy to Let Broker Rachel, Louise and Matt

Platinum Trusted Service Feefo Winner 2020, 2021, 2022, 2023 & 2024 ⭑⭑⭑⭑⭑

"*" indicates required fields

First Name*
This field is for validation purposes and should be left unchanged.

 🔒 To understand how we securely handle and hold your info, see our privacy policy here.

 * required

Call Now 08009499410