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How Our Mortgages Work

How Our Mortgages Work

Getting a great Buy to Let mortgage shouldn’t be hard, there we said it.

We know there are so many things to consider – what LTV can you get? which mortgage lender has the best rate right now? What is the maximum you can borrow?

BUT we also know how precious your time is, so we’re here to make it easier and quicker for you to get the mortgage that saves you more and boosts your profits.

With one easy phone call, you can stop searching and compare 1000s of mortgages in one and best yet we’ll do it all for you. Sound good? Here are our 4 easy steps to getting a fantastic mortgage and the best landlord life.

The Buy to Let Broker London Residential House

1. It All Starts With A Chat

You are unique, so we take the time to fully understand exactly what you are looking for and what the perfect mortgage looks like to you. This takes just a few minutes and you’ll chat to one of our friendly fully qualified mortgage specialists, so you get all of our expertise from the off.

Time: just a few minutes

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Mortgage Process comparison

2. Compare Every Deal

Once we know exactly what you are looking for, we get to work. You’ll have a dedicated mortgage broker and a case manager searching and comparing thousands of mortgages to pinpoint the finest available selection for you.

Not only that, we’ll go beyond the figures and speak directly to potential lenders to ensure their funding criteria meets all of your needs. This due diligence helps mitigate any potential delays and ensures you get the mortgage you really want.

No matter how complex your needs, we’ll find the right solution. Our advisors know all there is to know about Buy to Let, Limited Company Mortgages, Remortgages, HMOs, complex portfolio structures, £1m+ lending, portfolio incorporation, multi-unit freehold blocks, residential mortgages and all realms of property lending. With over 100+ years of combined mortgage experience, you’re in safe hands.

We work with a HUGE range of lenders on the market, so that’s over 5,000 deals from over 50 lenders that we’ll compare for you.

You should also know, our credit checks won’t impact your credit score and there are no upfront fees with us.

Time: straight after your call

3. 100% Free For You

You’ll receive your free quote with all of our advice and expert recommendations typically within a few hours. As we’ve done all of the legwork, you can be confident that these really are amazing mortgage deals for your portfolio and all you have to do now is say yes.

If you do have any further questions though, that’s no problem at all. Your mortgage broker or case manager will be on hand to help. Getting a fantastic mortgage is so important so you should know that all of our initial advice comes with no obligation, no fees and no stress, only when you are 100% happy will we progress the application. You are the boss.

Time: generally within a couple of hours 

Expert Advice Free Buy To Let Quote
Mortgage Completion Easy

4. Completion

Now that you have found an outstanding mortgage, we’ll handle everything from application to mortgage offer to completion, which includes all of the boring paperwork and liaising with the estate agents, solicitors and vendors. Your mortgage broker will also keep you regularly updated, so you know exactly where you are at all times.

If you need to send us any documents, you can do that securely with our online portal, which takes only a few mins.

Time: this will depend on the complexity of your mortgage 

Still Got Questions? Get The Answers You Need

Want To Find Your Perfect Mortgage?
Call Now

Start investing smarter today and get the mortgage you really want in just one phone call.
You can speak to one of our mortgage advisors today, by calling us on  08009499410 or to make it even easier, if you let us know the best way to contact you below, we will respond as soon as possible.

The Buy to Let broker Team

Platinum Trusted Service Feefo Winner 2020, 2021 & 2022 ⭑⭑⭑⭑⭑

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