£1 million plus Buy to Let Mortgages
⭑⭑⭑⭑⭑ 5-Star Award-Winning Mortgage Advice
Buy to Let Rates From 0.99%*
If you’re an entrepreneur with your sights set on the next business opportunity with £1 million + lending, we can help you make it a reality.
Award-Winning Large Loans For Investors
If you’re an entrepreneur with your sights set on the next business opportunity with £1 million + lending, we can help you make it a reality. As a landlord, you are probably looking for ways to boost your profits, save money, expand your property portfolio and maximise your investment with the maximum Loan to Value, all of this is exactly what our team of mortgage specialists can do for you.
Specialising in dealing with complex financial requirements or unconventional income sources, we can help you raise the capital you need to buy your next investment property and expand your high net worth portfolio quicker. Our team of FCA authorised Buy to Let specialists have worked with clients worldwide to remove barriers, avoid delays and get an outstanding mortgage deal.
Quick, easy, hassle-free lending as it should be and all it takes is one phone call to us.
This Week’s Buy to Let Highlights
(Rates correct as of 12/10/21 – t&cs may apply. Speak to a broker today to confirm eligibility.)
Supercharge Your Portfolio With Expert Advice
You should never risk your investment with an average mortgage. By using a specialist mortgage broker like us, you can be confident that you have the right mortgage for your portfolio and your pocket. But if that is not enough, here are some of the other reasons to call us today:
- You deserve so much more than an automated response. So with us, you will get human expertise, backed by the latest financial tech.
- Your investment will benefit from our decades of knowledge in the mortgage market.
- You’ll get access to exclusive deals that are not available without an intermediary or from the high street banks.
- You’ll get proven advice based on true total cost including rate and all fees, not just the initial interest rate.
- You’ll get unlimited lender access to 50+ lenders on the market.
- You’ll get access to top underwriters, credit managers & senior personnel.
- Your credit score won’t be impacted by our checks.
- You’ll get access to the UK’s 4 major accountants and specialist conveyancing.
- Quick decisions for fast results.
- We do all of the boring admin and paperwork so you don’t have to.
- You’ll get a dedicated mortgage broker and case manager handling your case from start to completion.
Need Quick Results? Speak To A Mortgage Expert Now
What Do I Need To Know HNW Lending?
How large is a large loan we hear you ask, well all mortgage lenders have different criteria and offers. In general, most lenders consider a large loan as any mortgage over £500,000 but we can discuss all of your details with a quick phone call to make sure you get to the right lender straight away.
Typically there is no maximum loan amount and we regularly raise capital of above £1 million. We also have channels to a large selection of specialist underwriters who can discuss your case and present it in the best possible light to the credit committees on your behalf.
With us, you won’t be limited to the offers available on the high street. We have relationships with 50+ lenders on the market right now, and for large loans, some deals are exclusively available through an intermediary. We work with private banks and lenders the world over so you get access to thousands of deals, easily and quickly.
How Much Can I Borrow?
How much you can borrow will massively depend on your individual circumstances, whether you are self-employed, a sole proprietor, a joint borrower, retired, have unencumbered property or unconventional income sources, we can help you find an exceptional mortgage deal.
The regulations have changed hugely over the last two years, which in the main has stunted borrowing power, but the good news is that for higher earners, the advent of ‘top-slicing’ and affordability based loans can often mean larger mortgages than ever before are now achievable.
Top-slicing allows you to use an element of your own personal income aside from the property rental income, to ‘top up’ any rental shortfall to secure a better interest rate. This enables mortgage lenders to approve loans where without this feature, they’d be only able to offer a smaller loan amount.
Similarly, affordability based Buy to Let loans, work as you would imagine, not too different than Residential affordability models. The rental income is factored into your own income and expenditure and therefore lenders can allow an overall picture, a much more bespoke way of lending.
There are many options available to you and ‘top-slicing’ may be the solution for bigger purchases or mortgages. Speak to one of our advisors to find out if you are eligible.
Buy to Let Mortgage calculator
We believe your mortgage deserves so much more, that’s why we take the time to understand your needs and your portfolio to ensure you get a fantastic mortgage.
To give you a very rough idea of some of the best Buy to let interest rates currently available and the maximum LTV deposit that you will need, use our Buy to let calculator below. This will give you just some of the interest rates available, but if you are really looking to save, we recommend that you get in touch with one of our mortgage specialists as they are sure to find you an even better deal. To discuss all of your options and get a quote, call us on 08009499410.
Talk To A Mortgage Broker Today
To get started, you can call us on 08009499410 or simply fill in your details below and one our friendly mortgage brokers will be in touch shortly to discuss all of your options for a Buy to Let Mortgage.
Platinum Trusted Service Feefo Winner 2020 & 2021 ★★★★★/strong>
Live Your Best Landlord Life
We’re proud to be rated 5/5 on Feefo and the winners of the Feefo Platinum Trusted Service Awards 2020 & 2021. But don’t take our word for it, here is what our recent clients said about us…
We’d strongly recommend that you take professional property tax advice prior to entering into any buy to let ventures.
Rate correct as of 12/10/21 – please be aware rates can vary and terms and conditions can apply. This particular rate is based on a loan of £1,000,000 at 65% LTV and is a 2-Year Fixed Interest Only. APRC 4.40%.