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£1 million plus Buy to Let Mortgages

£1 million plus Buy to Let Mortgages

⭑⭑⭑⭑⭑ 5-Star Rated Award-Winning Mortgage Broker

Discover The Latest Large Loan Buy to Let Mortgages, from 2.79%

If you’re an entrepreneur with your sights set on the next business opportunity – or need to refinance £1 million + lending, let’s talk.

As a landlord, you are likely always looking for ways to boost your profits, save money, expand your property portfolio and maximise your investment, all of this is exactly what our team of mortgage specialists can help with. Our team of expert buy to let stalwarts have worked with landlords and investors across the UK to help remove barriers, avoid unnecessary delays and secure competitive mortgage solutions.

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The Buy to Let Broker large BTL mortgages

Expert Buy to Let Insights

With vast experience of dealing with complex financial requirements or unconventional income sources, we can help you raise the capital you need to buy your next investment property and expand your high net worth portfolio.

Effortless Comparison

With us, we can not only compare buy to let deals from a huge range of lenders in one place for you, but you may be able to access exclusive and semi-exclusive deals, not available direct. We give each case the time and care it warrants and deserves.

Your Free Quote?

Receive free no-obligation quotes direct to your inbox and we’ll happily compare large loan rates from a multitude of lenders, including high street and specialist lenders.  All the detail is just a phone call away.

Up-to-date £1m+ Buy to Let Mortgage Schemes

You could be eligible for rates such as:

We ran a search to look at some of the best available rates in the market right now at a low loan-to-value (LTV). Of course, there are many ways in which we can look at new schemes for your bespoke situation, for example ‘total cost’ over the benefit period accounting for rate and fees. Please talk to us for a tailored illustration for your own requirements.

2-Year FIXED

3.06%

APRC - 9.6%
Subject to eligibility
Get in touch for a bespoke quote
Learn more
Rates correct as of 09/01/2024. Representative example: An interest-only mortgage of £1,000,000 payable over 15 years, initially on a fixed rate of 3.06% for 2 years. Following this a variable rate of currently 9.75% for the remaining term. This would require 24 monthly payments of £2550.00 & 156 monthly payments of £8125.00. The total costs payable for the full term would be £459,000, made up of the interest plus £70,000 (Arrangement Fee), £150.00 (Application Fee), £1625 (Valuation Fee), £25.00 (Telegraphic Transfer Fee), Deeds Release Fee of £95.00 and Mortgage Exit Administration Fee of £90.00. The initial loan amount of £1,000,000 will be payable at the end of the loan term. The overall cost for comparison is 9.6% APRC representative.

5-Year FIXED

3.96%

APRC - 8.8%
Subject to eligibility
Get in touch for a bespoke quote
Learn more
Rates correct as of 08/01/2024 Representative example: An interest-only mortgage of £1,000,000 payable over 15 years, initially on a fixed rate of 3.96% for 5 years. Following this a variable rate of currently 10.24% for the remaining term. This would require 60 monthly payments of £3,300.00, followed by 120 monthly payments of £8,533.33 The total costs payable over the full term would be £200,120, made up of the interest plus £99,900.00 (Lender Fee), £180.00 (Application Fee), £1,820.00 (Valuation Fee), £35.00 (CHAPS Fee), £175.00 (Mortgage Exit Fee) and £1,250.00 (Conveyancing Fee). The initial loan amount of £1,000,000 will be payable at the end of the loan term. The overall cost for comparison is 8.8% APRC representative.

WARNING – We have hundreds more schemes for you to consider.  These are just a couple of the products currently available, it’s highly likely that we are able to improve upon the above examples. Chat to one of the team to discover what rates are available to you that also suit the property you are looking to finance.

Chat to a mortgage specialist on 08009499410

Get A Free Buy to Let Mortgage Quote
Packed with the Latest Rates & Guidance

To get started, you can call us on 08009499410 or simply fill in your details and one our friendly mortgage brokers will be in touch shortly.

The Buy to Let Broker Tom, Louise and Matt

Feefo Platinum Trusted Service Winner 2020, 2021, 2022, 2023 & 2024 ⭑⭑⭑⭑⭑

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Get Expert Insights On Large Buy to Let Mortgages

Here are just some of the reasons why you should consider a buy to let mortgage through us for your next investment:

Portfolio landlords with larger numbers welcome.
Interest-only and flexible lending terms available. We'll help you find a mortgage to suit your unique needs.
Discover deals tailored to your long term sustainability.
We can help you compare consumer buy to let deals.
Larger buy to let loans may be possible with ‘topslicing’ for wealthier borrowers. Affordability based mortgages for larger loans.
Joint borrower and sole proprietor options may be available for tax efficiency.
Mortgage options for non-homeowners and first-time landlords available.
Guaranteed rental schemes allowable.
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Looking to remortgage straight away?

If you are looking to refinance a property that you purchased less than 12 months ago, we may be able to help you release the funds you need with a day one remortgage.

It is well known that many lenders require you to have owned a property for a minimum of six to 12 months, but you may not have to wait.

Although only available through a limited number of lenders, our mortgage experts have the contacts and know-how to help identify suitable options for your portfolio to avoid unnecessary delays and allow you to release the cash you need, when you need it.

The Buy to Let Broker Mortgage Awards

Our service has won awards. Lots of them.

Our mission is to deliver award-winning service to landlords across the UK, so we’re super proud to been recognised with a whole host of awards in Mortgage Strategy’s Best Broker for Buy-to-Let in 2022!

Real People. Real Results.

Feefo Platinum Trusted Service Winner 2020, 2021, 2022, 2023 & 2024! ⭑⭑⭑⭑⭑

What You Need To Know About Getting A Large Loan?

The Buy to Let Broker BTL Specialist Rachel Fairclough

How large is a large loan we hear you ask, well all mortgage lenders have different criteria and offers. In general, most lenders consider a large loan as any mortgage over £500,000 but we can discuss all of your details with a quick phone call to make sure you get deals from suitable lenders.

Typically there is no maximum loan amount and we regularly raise capital of above £1 million. We also have channels to a large selection of dedicated underwriters within several lenders who we can discuss your case with and present it in the best possible light to the credit committees on your behalf.

With us, you won’t be limited to the offers available on the high street. We have relationships with a huge range of lenders across the market right now, and for large loans, some deals are exclusively available through an intermediary. We work with private banks and lenders across the UK so you get access to a huge range of mortgage solutions. 

How much can I borrow?

How much you can borrow will massively depend on your individual circumstances, whether you are self-employed, a sole proprietor, a joint borrower, retired, have unencumbered property or unconventional income sources, we can help you find a mortgage deal tailored to your unique needs. 

The regulations have changed hugely over the last two years, which in the main has stunted borrowing power, but the good news is that for higher earners, the advent of ‘top-slicing’ and affordability based loans can often mean larger mortgages than ever before are now achievable.

Top-slicing can allow you to use an element of your own personal income aside from the property rental income, to ‘top up’ any rental shortfall to secure a better interest rate.  This enables mortgage lenders to approve loans where without this feature, they’d be only able to offer a smaller loan amount.

Real Relationships, Not Robots

By using a specialist mortgage broker, like us, you can be confident that you have the mortgage suited to your portfolio and your pocket.

But if that is not enough, here are some of the other reasons to chat to us today:

You deserve so much more than an automated response. So with us, you will get human expertise, backed by the latest financial tech.

Your investment could benefit from our in-depth knowledge of the mortgage market.

We use a wide range of buy to let lenders in a typical month and worked with over 60 lenders last year.

As experts in the buy-to-let sector, so if you have complex income or needs, we’re here to help.

Quick, easy, hassle-free borrowing as we do all of the admin

We’re highly recommended – so far we’ve received over 900 5* reviews on feefo.com

You’ll get mortgage guidance based on true total cost including rate and all fees, not just the initial interest rate.

Through us, you may be able to access semi & exclusive schemes, which aren’t available to you direct.

You can get a free no-obligation mortgage quote, packed with the latest rates and lender criteria.

Through us, you can get access to lender credit committees for larger deal sign-off exceptions.

We have access to an array of affordability and top-slicing based loans to push lending limits.

Your credit score won’t be impacted by our checks.

Chat To A Specialist Mortgage Broker

Discover Why We’re Rated 5* by Landlords

Chat to one of our specialist mortgage advisers and easily compare large buy to let mortgage deals from a wide range of lenders in one. Enter your details here to get started online or you can also chat with an adviser on 08009499410

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IMPORTANT INFO

We’d strongly recommend that you take professional property tax advice prior to entering into any buy-to-let ventures.

Just like your home, your buy-to-let property may be repossessed if you do not keep up payments on your mortgage.

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