Case Study – £900k MUFB refurbishment on a tight timeframe – Derbyshire
Background
April-June 2025
A portfolio landlord based in Derbyshire came to us needing support with an ambitious project in the West Midlands. The plan was to convert an 18–unit derelict care home into a 22–unit residential block – a complex transformation requiring the right finance partner and the right team to make it happen.
For their latest acquisition, the clients once again turned to Chris for advice and funding support on a £1.42 million purchase, requiring £1 million in finance.
Sophie Simpson
Buy to Let & Bridging Specialist
If you are looking for an expert bridging broker, you can get in contact with Sophie today by calling 03330605941 or by sending her a quick email
The Challenge
The property was going to auction in just three weeks, leaving almost no room for error. On top of the tight deadline, the existing C2 planning posed questions for lenders – creating a real risk that finance could fall through entirely and the opportunity would be lost.
Our Strategy
That’s where Sophie came in. Our buy–to–let and bridging specialist, supported by case manager team leader Sarah, took ownership of the case straight away. Sophie worked closely with the surveyor to get the valuation report amended, addressing the concerns head–on and presenting lenders with a clear, accurate picture of the property.
From there, she negotiated new lending terms with the existing planning in place – keeping the deal alive and on track for the auction deadline.
The Results
Sophie secured a £900,000 buy–to–let mortgage through Castle Trust Bank, giving the client everything they needed to proceed with the purchase at auction.
What made this result possible wasn’t just the finance – it was the speed, the problem–solving, and the refusal to let a difficult set of circumstances get in the way of a good outcome. Start to finish, the whole case was wrapped up in just 10 weeks.
Overall, the outcome highlights the value of efficient, quick planning, strong lender communication, and a robust strategy for MUFB investment.
| Location | West Midlands |
| Loan Amount | £900,000 |
| Completion Time | 10 weeks |
| Mortgage Lender | Castle Trust Bank |
This case study relates to a specific customer and transaction. Lending outcomes, borrowing amounts, timescales and lender appetite will vary depending on individual circumstances, lender criteria, and market conditions. Past outcomes are not a guarantee of future results
Discover why so many investors choose us
If this sounds similar to your own portfolio needs and you want to discuss your investment with an expert, call us today on 08009499410. If you are in a hurry, you can also request a callback by entering your details here.
"*" indicates required fields
🔒 To understand how we securely handle and hold your info, see our privacy policy here.
* required
IMPORTANT INFO
Any property used as a security may be repossessed if you do not keep up with repayments on your mortgage.
